Calculators — Aangi Associates

Human Life Value / Term Insurance Need

Child Education Planner

Dream Wedding Planner

Dream Car / Bike / Property Planner

Dream Vacation Planner

SIP Calculator

Lumpsum Calculator

Cost of Delay Calculator

Retirement Corpus Estimator

SIP Top-Up Calculator

Limited Period SIP Calculator

Invest monthly for a limited term, then let the corpus keep growing untouched until your total horizon.

Birthday SIP Calculator

See what a SIP started in your birth month and year would have grown to by today.

EMI Calculator

Home Loan vs SIP Calculator

See your loan EMI alongside what a parallel SIP of your choosing would grow to over the same tenure.

SWP Calculator

A Systematic Withdrawal Plan: invest a lumpsum, optionally let it grow untouched for a deferred period, then draw a fixed monthly amount.

Protection Gap Score

10 quick questions across life, health, and retirement readiness — answered honestly, not aspirationally.

1. Do you have a term life insurance policy?

No term insurance Yes, but cover feels too low for my income Yes, cover feels adequate (10x+ annual income)

2. Do you have health insurance beyond what your employer provides?

No, only employer cover (or none) A small personal top-up Yes, a proper family floater of my own

3. Would your health cover comfortably absorb a serious hospitalisation in your city?

Not confident it would Probably, for most situations Yes, confidently

4. Do you have a critical illness cover (cancer, cardiac, etc.)?

No Considering it Yes

5. Do you have an emergency fund covering 6+ months of expenses?

No Partial, a couple of months Yes, fully funded

6. Are you contributing regularly toward retirement (EPF, NPS, PPF, mutual funds)?

Not really Occasionally Yes, on a regular schedule

7. If you retired today at your current savings rate, would it be enough?

Not close Getting there On track

8. Have you reviewed or updated your insurance coverage in the last 2 years?

No Once Yes, I review it regularly

9. Is your nominee detail updated and correct on all your policies?

Not sure / no On some of them Yes, on all of them

10. If something happened to you today, could your family maintain their lifestyle for 10+ years?

No Maybe, for a few years Yes, comfortably

Know your number before you decide.